Mortgage Blog
Can You Comfortably Afford a Mortgage If Your Income Changes? A 2026 Homebuyer Readiness Guide
May 28, 2026 | Posted by: Valorem Lending LLC
Buying a home is not only about qualifying for a mortgage. It is about feeling confident that the payment will still work if life changes after closing. A new job, reduced hours, lost overtime, a co ...
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New Construction in 2026: Could Builder Inventory Be the Affordability Opening Buyers Are Missing?
May 11, 2026 | Posted by: Valorem Lending LLC
If you are trying to buy a home in 2026, you may feel like every headline is working against you. Mortgage rates are still higher than many buyers hoped, home prices remain a challenge in many mar ...
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April, 29, 2026 - Federal Reserve issues FOMC statement
April 29, 2026 | Posted by: Valorem Lending LLC
Recent indicators suggest that economic activity has been expanding at a solid pace. Job gains have remained low, on average, and the unemployment rate has been little changed in re ...
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Home Prices Are Not Falling Much, So Where Is Affordability Actually Improving in 2026?
April 7, 2026 | Posted by: Valorem Lending LLC
A lot of buyers heading into 2026 hoped the housing market would finally feel easier. Inflation has cooled from its peak, the Federal Reserve is no longer in an aggressive rate-hiking cycle, and the ...
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Zillow Says Buyers Just Gained $30K in Purchasing Power, Why That Matters to You
March 20, 2026 | Posted by: Valorem Lending LLC
If you have been watching the housing market and wondering whether buying a home is finally getting a little easier, this headline may have caught your attention. Zillow says buyers just gained abou ...
read moreMarch 18-2026 - Federal Reserve issues FOMC statement
March 18, 2026 | Posted by: Valorem Lending LLC
Available indicators suggest that economic activity has been expanding at a ...
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March Inflation Report and Mortgage Rates
March 9, 2026 | Posted by: Valorem Lending LLC
If you are planning to buy a home, refinance, or simply watch the market more closely this spring, the March inflation report is one of the biggest dates on the calendar. That is because inflat ...
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March 2026 Fed Meeting, Mortgage Rate Lock Guide
February 24, 2026 | Posted by: Valorem Lending LLC
If you are planning to buy a home this spring, or you are thinking about refinancing, the calendar matters. The Federal Reserve's next scheduled meeting is March 17 to 18, 2026, and rate expectations ...
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2026 Conforming Loan Limits, What It Means for You
February 10, 2026 | Posted by: Valorem Lending LLC
2026 Conforming Loan Limits Are Higher, Here Is What That Means for Your Buying Power and Monthly Payment If you have been shopping for a home in the last couple of years, you have probably heard ...
read moreJan 28-2026 - Federal Reserve issues FOMC statement
January 29, 2026 | Posted by: Valorem Lending LLC
Available indicators suggest that economic activity has been expanding at a solid pace. Job gains have remained low, and the unemplo ...
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